Step 3 – Submit this form along with property details, title details, and other required documents. This document is not just required to quench buyers’ anxiety, but it is a necessary document in case of Home Loans, Provident Fund (PF) Withdrawal or Property Mutation, etc. in contact: 0471-2703456 (General Enquiry), 0471-2703400 (CA. A password is generated and sent through SMS/Email. But for the said certificate, according to him, he would not have suffered loss to the tune of Rs. Steps to Avail a Non Encumbrance Certificate Online and Offline. Visit the official website of the Registrar of your state and under the service tab, you’ll find the tab for the Encumbrance Certificate. An encumbrance is a restriction on the use of funds. 1. Enter all the details. ENCUMBRANCE meaning: 1. Step 1: Consult the Sub Registrar agency that oversees the specific land as the first stage. Copy of death certificate. 100/-. 1 Visit the sub-registrar’s office or a Meeseva centre to obtain form 22. The cost of FORM 16 EC is Rs. Fee and Charges. Encumbrance Certificate: Understanding the common terms in Telangana. To obtain EC, you need to submit Form No. It is important to verify. Form 16: A nil-encumbrance. The certificate is important in the sale of the property and also in the acquiring loan from banks. National Portal of India provides a single-window access to information and services that are electronically delivered from all Government Departments, Institutions and Organizations. EP — Execution Proceedings. The procedure to get an EC for a particular property is simple. Till date, computerised encumbrance certificate extracts are issued only in seven States in India: - Andhra Pradesh & Telangana – 01. Types of Encumbrance Certificates. The purpose of the NDECC is to assess the clinical competence of dentists trained in non-accredited programs. Step 3: Correctly complete this form's individual and property information. An Encumbrance Certificate (EC) is a crucial document that verifies a property's clear ownership and possession, devoid of any legal or financial claims apart from those held by the rightful owner. Attach the required. EX — Executant. ker@nic. A no encumbrance certificate is issued in either Form 15 or Form 16. Essentially, an EC can track records of up to 30 years. gov. Kalaiselvan, Advocate (Expert) 13 November 2023. How to Apply for Kerala Encumbrance Certificate & Download Online? Application for Encumbrance Certificates is to be presented before the Sub Registrar by the applicant in the prescribed form with required fee in person or by post. With limited understanding from brief post: If there is not encumbrance sale might be possible. This certificate contains details of any. Select the ‘Application Form for Encumbrance Certificate’. Click on ‘List of Transactions’ to proceed to check the AP registration and stamps details. Click on ‘List of Transactions’ to proceed to check the AP registration and stamps details. This will prompt the applicant to proceed to download the application form for the encumbrance certificate. On the right-hand, look for the ‘Duty and Fee Details’ widget. The encumbrance certificate is issued showing the various transactions of the property and that the property is free from any legal or financial liabilities. Step 3 – Submit this form along with property details, title details, and other required documents. Given below are some points that highlight the importance of an encumbrance certificate: Verified Ownership; An EC plays a significant role in verifying property ownership. It also ensures that the buyer has complete ownership of the property, and if you notice any charges on the EC, it must be rectified before final purchase. Navigate to ‘Government Forms’. The certificate denotes that a particular property is free from any monetary or legal liability such as a mortgage or a loan. It ensures the property is free of all debts, both monetary and legal. It indicates whether the property owner has taken out. This practice is aimed at more effective cash planning and control. Fill in the SRO details and district fields depending on the location of your property. The application can be an online application hosted on a web server, or offline desktop application, or third party applications like Adobe PDF reader, etc. First, visit the official website of the Registration & Stamp Department, Government of Telangana given here. Step 2: Apply Online for the Certificate. It redirects the applicant to the below page that shows Encumbrance Statement. See full list on housing. EC or an Encumbrance Certificate :An encumbrance certificate is used to prove that a given property is free from any and all kinds of legal or financial li. Edit. It is an essential document that is required when selling or purchasing a property, or when applying for a property loan or home loan to confirm that the concerned property is free of legal or economic liabilities. Now citizens can search for Encumbrance on 24X7 basis from anywhere through the medium of Internet. 100/-. The encumbrance certificate is a mandatory document used in property transactions as an evidence of free title/ownership. The encumbrance certificate is a mandatory document used in property transactions as an evidence of free title/ownership. EC is issued on Form 16. Registration Act, 1908 gives the mechanism to the concept of “notice to the world†. While buying property, an encumbrance certificate shows that a property is free of liabilities. It is used in public accounting to make sure that there are sufficient funds to meet certain. 200 per certificate Beyond 30 years – Rs. It is an important document that is used as evidence of possession of a property. (“O&E”) means information identifying the last recorded owner, legal description and recorded unreleased deeds of trust, or mortgages of a particular parcel of real property available from public records. Buyers can get an Encumbrance Certificate online at the official website of the respective State’s land registration where the property is situated. It is registered in Govt records the various registered encumbrances. In this article, you will be knowing about the procedures related. It shows that a property is free from legal and monetary charges. Inserting all the details click on the Submit button. Details older than that can also be demanded. Step 1: Go to the Inspector General of Registration (IGRS) Tamil Nadu, TNREGINET website. Step 3: In the next page, click on “ Meeseva services” from the list of service. Encumbrance Certificate (EC) is an important document to check before proceeding to buy a property in Telangana. 10 per sheet. The certificate will also provide details of any transaction on the property. Owner/Seller misrepresents about it, fraudulently avoids his liability. एन्कम्ब्रन्स सर्टिफिकेट एक कानूनी दस्तावेज है, जो इस बात का. STEP 6: The. Click on the “Submit” button. If mortgage, sale or any other deeds in respect of an immovable property are registered, indexing will be done by the Registration Department and this indexing is ultimately converted to generate an encumbrance certificate. Encumbrance Certificate is an valued document among all the property documents or land documents. gov. 33. When buying a house, flat or plot, it is important to verify that the property does not have any monetary or legal dues. Visit the TNreginet Portal. Step 3: The link will redirect to the login page, click on Create account option for the register in e-District. The EC contains a chronological record of all. Step 3 – Fill in this form with correct personal and property details. To do so , you would need to follow a simple process as mentioned below Submit an application on Form 22 with details of the property and purpose of the certificateHence, the Nil-encumbrance certificate is one of the main required documents that the purchaser should check while registering the purchased property. Step 4: Once you have downloaded the form, take out a printout. Step 2: Click on “ Government forms ” which is on the homepage of the portal. Remember that the process to obtain these certificates may. Details You Will Find In An Encumbrance Certificate . Then the respective Taluka, Village Name, and Hobli will be displayed. The page will redirect to the. The encumbrance certificate will be issued by the sub-registrar office (SRO) as Form 15 or Form 16. There are many types of encumbrances, but four of the most common are easements, deed restrictions, encroachments, and liens. 'Encumbrance' here means any outstanding loans, claims, or faulty registration on the property. Hence for all practical purposes both are same. An encumbrance certificate has a detailed description of transactions on a particular property registered under the sub-registrar. Form 15: If a property has any transaction relating to inheritance, sale, purchase, lease, loan, gifting, relinquishment, or partition, the SRO issues an encumbrance on Form 15. 9. Registration (Current Financial Year) Application Processed (Count) Revenue Collected (in Rs. Lease - for fine, premium or money advanced in addition to rent. Public approach in large to registration offices mostly for encumbrance certificates, which is a first step prior to purchase of any property. Click on sign-in option from home page. Step by step application procedure to obtain an encumbrance certificate online. The Will would be registered in the book IV of. Einem Encumbrance Certificate (EC) is evidence the a property's free possession. Step 2: Click on Encumbrance Certificate from the Services section. Step 2: On your right-hand side of the IGRS AP website, you can see a list of services. In general, encumbrance certificate will be issued in. Fill out the application form: Request an application form for the encumbrance certificate and fill it out accurately. Registration (Current Financial Year) Application Processed (Count) Revenue Collected (in Rs. The Encumbrance Certificate is an important document to purchase any land or property in India as it is a proof of ownership title. The encumbrance certificate is given in the your applied to keeps records at the sub-office. Rs. Check out the step-by-step. Step 2: Gather E. Click on Services. Legal charges could mean legal proceedings being carried out against the property, while monetary charges could be a loan still being paid. Following are the steps: Under the “Certificate” menu, select the “Encumbrance Certificate” menu item “EC Status”. Step 3: The Tnreginet portal will display the ‘Search. Proposal 4. The Source for generating encumbrance details for self-search and encumbrance certificate obtained in Sub Registrar Office is same. On the left-hand side of the page, you will find the “E-Services” tab on the menu bar. Visit the official website of the Andhra Pradesh Registration & Stamps Department. telangana. Following are the steps to track EC Status Online: Step 1: Visit the official website. The time duration to get an Encumbrance Certificate is 15–30 days. An Encumbrance Certificate stands for a legal document that affirms the property in question does not have any legal and monetary liabilities (e. An encumbrance certificate is a certificate that is important while applying for a mortgage loan, selling land, and joint development, etc. Now a new page will open in front of you. Search for encumbrance can be made on: House number in a city, town, village with optional flat number or; Survey number in a revenue village and optionally described. Step 2: Select Online EC option from the homepage. An encumbrance certificate is a certificate issued by the sub-registrar’s office where the property is registered. The encumbrance must be filed with the county recorder's office and affects the owner's use and rights to. 01. It is issued when a property does not have any registered encumbrances standing against it. The Signature Wizard will help you put your electronic. An Encumbrance Certificate consists of all the. How many hands the property has changed since it first came into being. 04. Obtaining Encumbrance Certificate. It enables you to sell a special property with such a warranty deed and transfer ownership without the need for legal action. In Tamil Nadu, obtaining an EC is an essential step in any real estate transaction. Year Book & Page. Registration (Current Financial Year) Application Processed (Count) Revenue Collected (in Rs. Step 4 – Submit this form with a non-judicial stamp paper, the required documents, and the certificate's purpose. It is to be obtained from the Registrar Office Concerned. It provides a detailed account of all transactions or other encumbrances registered against the property. Fill it with your particulars as per requirement. Step 3 – Next, fill in this form with complete details as required. Go to the official government portal. Visit Registration and Stamps Department website. in. Based on 2. Select the Get form button to open it and start editing. Here is the step-by-step method to get an Encumbrance Certificate on IGRS AP EC online. EC is mandatory for all property transactions and certifies that the property is free any legal or financial liabilities such as mortgages, loans, or pending litigation. Download the Application. Encumbrance Certificate (EC) is a document issued by the Registration Department. More. An Encumbrance Certificate or EC is a certificate of assurance that the property in question is free from any legal or monetary liability such as a mortgage or an uncleared loan. Now you will see a page to enter. Step 2: Gather E. It will also note other board members and corporate officers. registrar's If to Uk translation von an certificate is desired, an extra fees should be paying. These two types are classified based on specific reasons and circumstances. The Encumbrance Certificate in Telangana tells you if there are any 'encumbrances' on the given property. The EC for a property can be obtained from the sub-registrar’s office where the particular property has been registered. ME MR in Encumbrance Certificate. It is of capital importance that a homebuyer obtains an EC not only to secure his legal title over the property but also to be eligible to obtain loans from most banks. To apply for an encumbrance certificate in Kerala, follow the steps given below. 'Encumbrance' here means any outstanding loans, claims, or faulty registration on the property. An encumbrance certificate (EC) is evidence of the property’s sole ownership. Step 4: Enter Captcha code and select ‘Check Status’. Now, from the public online service tab, select the encumbrance certificate option for online service. Step 1: Visit your local Sub-Registrar’s Office and fill out Form 22 with all relevant information, such as the seller’s name, the buyer’s name, the property’s details, the document type, and so on. The Encumbrance Certificate is a legal document that will inform you of any financial or legal encumbrances on the property. Form 16: If the property does not have any. Navigate to the application menu. This article will tell you how to apply for one and what documents you. kerala. Hence for all practical purposes both are same. To obtain an encumbrance certificate, one has to follow these procedures : An application is to be made to the registrar for obtaining the certificate in Form 22. Step 2: Upon arriving on the homepage of the portal, click on Government Forms. Details You Will Find In An Encumbrance Certificate . An encumbrance certificate (EC) is issued by the state’s local registrar. To ensure that the property you are buying hasn't been pledged to a financial institution or. It comprises all legal and financial activities involving a given property that occurred over. 1-339 exists may, after 20 days' notice to the person entitled to such encumbrance, apply to the circuit court of the county or city in which such encumbrance is recorded to. Encumbrance certificate is the certificate issued by the Registrar of Properties pertaining to a particular piece of land about the transaction made during the period you apply for. Figure 3: Encumbrance Certificate Application request screen 4) Select Search criteria such as District, SRO, Year, Document Number, Period From and To and Click Get Details button as depicted in Figure 4. ) Documents Registered : 76,651: 42,965. gov. IGRS AP 2023:-In this article today, you will be learning about the details regarding the encumbrance certificate which has been launched by the concerned authorities of Andhra Pradesh state so that the property owners can have all of their details aggregated in one place. Survey details: Village, survey number, subdivision number. kerala. A non-judicial stamp of Rs 2 has to be affixed on the application form. While applying for encumbrance certificate in Delhi, submit the following documents: Application Form. DR — Donor. 1980 onwards - Tamil Nadu – 01. The encumbrance certificate is a mandatory document used in property transactions as an evidence of free title/ownership. Step 1 – Go to the official website of Tamil Nadu Registration department at TNREGINET Portal. Ans:-Encumbrance Certificate is a record showing registered transactions pertaining to a property. e sale deed of lease hold rights No. Click on the EC option, and the Encumbrance Certificate Telangana will get downloaded. The provision restricts owners in the following ways—encroachment, easement, mortgage, lien, restricted covenant, and license. nic. When I enquired for an encumbrance certificate, there was no response from the authorities. An Encumbrance Certificate is an important document that verifies the legal and monetary status of a property. 3. Lenders require borrowers to present an encumbrance certificate during the loan. An encumbrance certificate or EC is a certificate of assurance, which states that the property in question is free from any legal or monetary liability, and. A nil-encumbrance certificate is handed out by the sub-registrar’s office (SRO) for an estate that has not observed any transaction in the duration for which the applicant has asked an encumbrance certificate. Call 1800-3131-6062, Apply and Get Encumbrance certificate in Bangalore Online, Most trusted service provider for Encumbrance Certificate in Bangalore, As a part of this service we will go to registrar office and apply EC for. The Statement of Encumbrance of Property will open on your screen, where you can check your Personal details, Application Number, Statement Number. You will find an option mentioning ‘encumbrance certificate’, select it. When considering buying or selling a property, it will be imperative to check whether the property has an encumbrance certificate available. Below E-Service Option tap on Encumbrance Certificate> Choose view EC. This procedure explains various ways to Obtain Encumbrance Certificate (EC) in Gurgaon. Step 1 – Log on to Meeseva (the official portal of Government in Telangana). Januar 1994 begonnen hatten, sofern ihnen eine Bescheinigung der zuständigen österreichischen Behörden darüber. Provide all the required information such as your name, address, property details, and purpose for obtaining the certificate. It serves as legitimate proof of ownership and Title of the concerned property. Procedure and documents required for obtaining Puducherry encumbrance certificate. Applying for Encumbrance via IGRS – Online. Step 1: Go to the state government website and download ‘Form 22’ for the application of the Encumbrance Certificate. An Encumbrance Certificate (EC) is a document that records the encumbrances on a particular land. The applicant shall open the Online e-District Portal and click on Citizen login (e-Sathi). Step 1 – Visit your nearest Sub-registrar’s office. Next, click on submit after reading all the instructions carefully. Form 22. A certificate of no encumbrance demonstrates that the subject property is free and clear of all financial. Form 15 and Form 16 are two examples of encumbrance certificates that buyers need to submit to the financial institution or bank offering loans on property purchases. Form 15 discloses: Nature of charges created Documents registered in respect of the property Amounts secured Registered numbers of the documents Registration details and. Encumbrance Certificate – EC is record of registered documents over a property for a certain period. How to Apply. 2. Presently select the submit option. MR -- Mortgager (Financer) ME. No Vol. And encumbrance certificate (EC) ensures that there is a complete ownership of the. Step 3: Upon submission users will see the option of Encumbrance Certificate available on the page. An encumbrance certificate is an important document that plays a crucial role in the home loan application process. Whether you’re a buyer, seller, or simply a curious individual, understanding encumbrance certificates is vital in making informed decisions and avoiding legal complications. It is required for obtaining a home loan, during property sale, and as proof of ownership. The word ‘encumbrance’ refers to a liability or burden on a property. However, in some states like Kerala, Tamil Nadu, Telangana, and Odisha, you can generate the non-encumbrance certificate online. The value of a certificate of encumbrance cannot be emphasised enough. Select ‘Encumbrance Certificate’. An Encumbrance Certificate or EC is a certificate of assurance that the property in question is free from any legal or monetary liability such as a mortgage or an uncleared loan. The portal will now search for the correct Encumbrance Certificate. This document is required when purchasing or selling property or applying for a loan against property. Hence for all practical purposes both are same. This certificate provides transparency regarding any existing mortgages, liens, or legal disputes associated with the property. It is of capital. Avail encumbrance certificate in Bangalore. ME MR in Encumbrance Certificate. Step 3: Under the “Registration” category, the applicant will find the “Encumbrance Certificate” link to be selected. The certificate validates any monetary or legal liabilities associated with the property. Encumbrance certificate certifies that there are no dues on the property, and the ownership of the property is clear and marketable. 4. , a mortgage. The online enter of the Tamil Nadu Registering Department providing you with an Encumbrance certificate, stamp duty payment, registrations for buying a. An encumbrance certificate would, for instance, show you if it has been pledged by the seller to a bank. Terms used in Encumbrance Certificate (EC) / TERMS USED IN STATEMENT OF ENCUMBRANCE ON PROPERTY. Step 2: Select Online EC option from the homepage. C. Ownership and encumbrance report. This certificate would also show who the current owner is, and how many hands the property. Step I: Log on to Step II: Enter all the required fields. This form is available on the official land registration site of the respective states. Apply for Encumbrance Certificate. For example, an Encumbrance Certificate Pune might reveal whether the owner had pledged it to a financial institution. Now, tick on the select all option and press the submit tab. An encumbrance certificate is also used in real estate when there is a claim against a. 3. How to Obtain a Certificate of Encumbrance? The procedures required for applying for an Encumbrance Certificate vary by state. 3 Navigate to the ‘Service Type’ section and click on ‘Online EC Application’. Step 4: Send this application along with a 2-stamp piece of paper. On the displayed page, choose the search criteria from the available options. Enter the captcha, enter the Transaction ID you provided when you submitted the application, then click “Check Status”. An encumbrance refers to any charge created on any asset, more often utilized in the context of land. Step 4: Send this application along with a 2-stamp piece of paper. Read the instruction carefully and click on the Submit button. MR or mortgagor, is a person who is the current owner of a property. Hi, Can someone please let me know what is the full form of (DR), (DE) in "STATEMENT OF ENCUMBERANCE ON PROPERTY". To apply for encumbrance certificate in Telangana, follow the steps given below: Step 1: The applicant has to visit the official website of the Meeseva portal. Here is a step-by-step process to get the encumbrance certificate: You have to fill a prescribed form to apply for a non-encumbrance certificate from your city's tehsildar office. When I initiated an RTI inquiry, they have sent the. Step 4: Fill the required data and search for the Index of registered documents. And encumbrance certificate (EC) ensures that there is a complete ownership of the. Pass the Written Board and OSCE exams, known as the NDEB’s certification process. Step 1 – Visit the Sub Registrar’s office under whose jurisdiction the particular property falls. O, Thiruvananthapuram. Select the Encumbrance Certificate choice on the right-hand side under the web-based administrations choice. It contains the details of all the transactions related to the property for a specified period of time, usually 13 to 30 years. Select EC Option. Recording Encumbrances. It is used to verify that the property is free from economic or legal liabilities. OnDifferent Types of Encumbrance Certificates. 3) Now Encumbrance Certificate Application Request Screen will be displayed as depicted in Figure3. Click on ‘View EC’. Document Disclosure at Family Law Depositions: Examinations for Discovery should almost always be done by a lawyer. Step 2: Provide all necessary information on the application form and click on. 67 (in Lakhs) Encumbrance CertificatesAn Encumbrance Certificate (EC) is a crucial document used as evidence of free title/possession of a property. Encumbrance refers to any claim against a. Once the certificate is displayed on the screen, you can download the degree in PDF. The lien remains on. It serves as proof of ownership and indicates whether or not the property has any outstanding liabilities such as loans, mortgages or liens. It is issued by the Sub-Registrar’s Office and serves as proof of ownership, as well as any encumbrances or liabilities that may be associated with the property. Even if the EC is only for a month, the applicant is required to pay a one-year price. Encumbrance certificate - all you need to know about Encumbrance. View the index information displayed. Application form for applying for Encumbrance Certificate (EC) / Certificate Copy (CC) from the Registration Department. Step 4: As the list of departments will come up, select the one. Dr. Note the Transaction ID for future reference Check Status and Download Encumbrance Certificate . Than Enter Captcha code in the mentioned box. Enter the search period for which you require the EC and. On the portal's webpage, click "Apply for certificate online. Online EC is available for transaction post 01-01-1983 only. Both the options have been circled in below image. 7. Step 1: Open the portal. This will not only protect your legal title to the house but will also. 1-344. Form 15: This type of EC Certificate is issued when it is required for purposes related to. An encumbrance certificate verifies that the property is free of all financial and legal obligations. The encumbrance certificate in Hindi is called Bhar-mukt- praman. Here is a step-by-step guide on how you can search encumbrance certificate online AP:-. [ecis2016. Our state-specific web-based samples and simple recommendations eliminate human-prone mistakes. Form 15 and Form 16 are two examples of encumbrance certificates that buyers need to submit to the financial institution or bank offering loans on property purchases. Enter the search period for which you require the EC and. ) Documents Registered : 76,651: 42,965. An Encumbrance Certificate in Tamil Nadu does not represent any oral agreements or unregistered paperwork. The box in which all the services are there along with the links. , certificate of Nil Encumbrance. However, citizens who need ink signed Encumbrance certificate should approach SRO concern. The encumbrance certificate is recorded in the government’s database of encumbrances. Step 4 – Pay the fees applicable as per the set period of encumbrance. in. delhigovt. Step 2: Enter details such as zone, district, sub-registrar office, EC start and end date, Village, survey number and subdivision number. It reflects all the monetary and non-monetary. Follow the below steps to search encumbrance certificates in Andhra Pradesh. Form 15Permission to Run the Benefit Show Application Form, Andhra Pradesh. It is a proof that your property is free from any monetary or legal dues. Encumbrance means a liability or a burden. Step 2: On your home page, click on. To apply for encumbrance certificate in Telangana, follow the steps given below: Step 1: The applicant has to visit the official website of the Meeseva portal. IGRS AP 2022: Types of Encumbrance Certificate (EC) and Stamps . The process of obtaining an Encumbrance Certificate in Bangalore is easy and straightforward. Follow these steps to apply online for an Encumbrance Certificate in Kerala: Click on Kerala Registration Department to visit the official online portal. AK K (Querist) 30 April 2012 This query is : Resolved. Along with the application, submit the fee applicable for obtaining the Certificate. Purpose of Encumbrance Certificate . Printing and scanning is no longer the best way to manage documents. Then click on “Submit Application for EC. Encumbrance certificates provide the transparency needed to ensure the legality and ownership of a property. Go digital and save time with signNow, the best solution for electronic signatures. Governments use encumbrances to avoid overspending on their finances. If you are a new user, click on “Register as new user” and fill in the necessary details. in'(அரசு விடுமுறை நாட்கள் தவிர்த்து திங்கள் முதல் வெள்ளி வரை காலை 8 மணி முதல் மாலை 8 மணி வரை, சனிக்கிழமை காலை 10 மணி முதல் மாலை 5 மணி வரை தொடர்பு கொள்ளலாம்)An encumbrance certificate is an important document that is required in the transaction/ sale/purchase of the property and is used as an evidence of single ownership. Obtaining an online Encumbrance Certificate in Kerala is a simple process; follow these steps: Step 1: Visit pearl. (அரசு விடுமுறை நாட்கள் தவிர்த்து திங்கள் முதல் வெள்ளி வரை காலை 8 மணி முதல் மாலை 8 மணி வரை, சனிக்கிழமை காலை 10 மணி முதல் மாலை 5 மணி வரை தொடர்பு கொள்ளலாம்) An encumbrance certificate is an important document that is required in the transaction/ sale/purchase of the property and is used as an evidence of single ownership. Encumbrance accounting, also known as commitment accounting, tracks anticipated spending to budgeted amounts. A nil-encumbrance certificate is published in Form 16. Here you have to select one of the “EC” or “Document-wise” options. An Encumbrance Certificate shows a buyer. Step 3: Fill out the application form, and give your basic details, property-related. If the owner/seller of the property has mortgaged it and has taken a loan against it, you would not buy it. 2 stamp paper , an attested copy of the address. Step 2: Gather E. And encumbrance certificate (EC) ensures that there is a complete ownership of the property without any monetary or. Presently you’ll be taken to another window. 2 Log in to the portal with your username and password. If you are purchasing a house for yourself, it is strongly advised that you obtain an encumbrance certificate.